Cash App
What Cash App is
The easy way to spend, save, and invest.
The sentence of its App Store description that best says what it is, picked by Jev. The developer's own words.The easy way to spend, save, and invest.
Pay anyone in cash or bitcoin instantly and enjoy free Lightning Network transfers with compatible wallets. Start saving by rounding up spare change to the nearest dollar or invest in stocks, ETFs, or bitcoin.****
Experience a faster, simpler way to bank.* Set up direct deposit and get your paycheck up to 2 days early. Order a customizable debit card for free** and add it to your digital wallet. Save on everyday spending with exclusive offers.
Download Cash App and create an account in minutes.
CASH APP FEATURES
P2P PAYMENTS
• Send & receive money or bitcoin for free instantly
• Pay people using their phone number, email, $cashtag, or QR code
• Keep your money safe from fraud with advanced security features
CUSTOMIZABLE DEBIT CARD
• No hidden fees: Your card works where Visa® is accepted
• Customizable: Make it personal & add it to your digital wallet
• Safe & secure: Receive real-time transaction alerts & 24/7 fraud monitoring
• Instant discounts: Save on spending & check out securely in person & online
SIMPLIFIED BANKING SERVICES*
• Set up direct deposit & get paid up to 2 days early
• Get paid in bitcoin with no fees
• No monthly balance minimums or activity requirements
• Withdraw from in-network ATMs for free when you earn Green status***
• No overdraft fees & up to $200 in free overdraft coverage on Cash App Card transactions when you qualify for Green status ***
EXCLUSIVE DISCOUNTS & SAVINGS
• Earn up to 3.5% when you have Green status***
• Round up your spare change to the nearest dollar to start saving
• Enjoy exclusive discounts on top brands & events with your Cash App Card
• Get access to concert presales & exclusive events
STOCK & BITCOIN INVESTMENTS
• Buy stocks with no commission fees
• Automatically buy bitcoin with zero fees, zero spread
• Buy stock & bitcoin with custom orders or auto invest
Cash App offers simplified financial services for everyone 13 and up with an account sponsored by a parent or guardian.***** Do more with your money and download Cash App today.
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*Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Cash App Visa® Debit Flex Cards issued by Sutton Bank, Member FDIC, and The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc. See terms and conditions at cash.app/legal. Discounts, Round Ups, Direct Deposit, Offers, Savings, P2P and Cash App Green features provided by Cash App, a Block, Inc brand. Offers may not be affiliated with third party merchants.
**Card use fees apply. Free cards come in black or white.
***Customers can qualify for Cash App Green by spending $500 in Qualifying Purchases using your Cash App Card or Cash App Pay per month, or by depositing $300 of Qualifying Deposits per month. Eligibility restrictions apply to some benefits. See Terms and Conditions for more information on borrowing, free overdraft coverage, savings interest, free in-network ATM withdrawals.
****Brokerage services by Cash App Investing LLC, subsidiary of Block, Inc. For additional information, see cash.app/CAIdisclosures. Bitcoin services provided by Block, Inc. Bitcoin services are not licensable activity in all U.S. states and territories. For additional information, see Bitcoin disclosures.
Additional fees for securities may apply such as regulatory fees and fees to transfer securities externally. See house rules for details.
*****Teens 13 to 17 can use Cash App with sponsorship by an eligible parent or guardian. See eligibility requirements at cash.app/legal.
Contact Cash App Support by phone at (800) 969-1940 or mail at:
Block, Inc.
1955 Broadway, Suite 600
Oakland, CA 94612
What people say
Cash App users whose accounts are closed often say they were never told which rule they broke, and those who appeal describe getting no answer.
Written by an LLM from the lead report's counts.Read the reportBefore you install Cash App
Written reviews run 1.2 stars lower than the store score.
Store ratings count every star tap; written reviews come from people with something to say, so they usually run lower. Read the shares below as what reviewers raise, not the chance it happens to you.
Of the people who wrote a review
Watch out for
- Bans and moderation10%Most often no reason given
“i am now banned on cashapp and cannot use it as if i did an awful crime, genuinely stupid app.”
- Crashes and bugs7%
- Customer support6%
- Locked out of their account7%
Share of written reviews that raise each one.
Who it suits
- Everyday spending235 reviewers; most raised: bans and moderationComplain48%Praise59%
- Borrowing49 reviewers; most raised: charges and refundsComplain54%Praise51%
- Investing26 reviewers; most raised: bans and moderationComplain77%Praise39%
What Cash App reviewers say
One public report on Cash App reads 1,782 App Store and Google Play reviews from the last year. The report “Venmo vs Cash App vs PayPal: where payments go wrong” was last updated Oct 26, 2026. Of its 1,782 judged reviewers, 43% complain, 57% praise something, 3% make a request and 3% say they're quitting. The top complaint is bans and moderation at 22% of complaints, then crashes and bugs (13%) and customer support (12%). Top praise: easy to use, at 25% of praise. Top requests: new feature or option (54%) and bring something back (21%). Two audience differences stand out. 5 stars: mention missing feature 5.0x as often as everyone (28% vs 6%). No reply: say they're quitting 2.4x as often as everyone (7% vs 3%).
One public report on Cash App. Each title is written by the person who shared it; the line under it says how the reviews were picked.
Made with OneStar's App Store and Google Play review analyzer. Run one on your own app or a competitor's, free with no card.