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monzo.comTrustpilot

Monzo on Trustpilot: what customers fault about a mobile bank

Shared report · refreshed weekly · updated Nov 6, 2026

Sample198 reviews198 Trustpilot
Which reviewsNatural mixFind problems
DatesNov 6, 2025 to Nov 6, 2026Not every store reached back to the start
WhereGlobalevery language

People who like monzo.com value how simple it is to use, from signing up to moving money, and that is the part to protect.

OneStar read 198 Trustpilot reviews of monzo.com posted from Oct 2026 to Nov 2026. Of the 198 people who reviewed monzo.com in OneStar's sample, 9% complain and 93% praise it. The top complaints about monzo.com are customer support (38% of complaints), price (25%) and account access (13%). In OneStar's sample of monzo.com reviews, 2% of reviewers say they won't order again. OneStar's report on monzo.com was last updated on Nov 6, 2026.

198Reviews analyzedposted over 6 days
9%Complain17 reviews
93%Praise184 reviews
2%Says they won't order againstopped or quitting now

What goes wrong

Customer support38%
Shocking lack of customer support and broken promises – closing both our accounts I am writing this review to warn others about the appalling level of customer service at Monzo.
Price25%
I like its easy to use but I don't like the cost to but cash in or the cost of taking it out its not fair and if I new I wouldn't have bothered having
Account access13%
Worst bank in the world they closed my account today for no reason I received my wages as normal paid my rent then my account was closed with my money and now I cant access a penny they won't even...
Unexpected charges13%
They have lots of hidden fees that they do not make you very clearly aware of.
Scam and trust13%
Refused to pay the £100.

What goes well

Easy website and checkout39%
Easy to use app, great for purchases
Service quality20%
Very easy to transfer always letting g you know when funds are ru ring low very good service everybody I know thi k it is exelllant
General praise35%
Excellent , very nice
Trustworthy2%
easy to save and very trustworthy
Helpful support4%
Hi very helpful service evrytime laesk question no problem they explain for u and how u do it thanks to Monzo and the team

Reasons for quitting

The main complaint of the 3 reviewers who say they stopped or are quitting

Customer support33%

Their categories

Yes or no questions the person who shared it asked of each review

Account closed or frozen18%
Worst bank in the world they closed my account today for no reason I received my wages as normal paid my rent then my account was closed with my money and now I cant access a penny they won't even...
Fraud and scam handling6%
Poor service. If i could write a review without giving them any stars, i would!

What they use it for

23 of 198 reviewers said; shares are of them

For themselves78%
I love my Monzo card. I use it when I’m out or ordering online as I feel safer. Knowing it’s not my main account . So on holiday I’m not worried about losing it.
For the home or family17%
Easy to use, easy to transfer money abroad and the children have their own cards which I can monitor.
For their business4%
Very useful business banking - gives me instant analysis of income and expenditure.

What they ask for

2 reviews ask for something

Type unclear100%

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